Privacy Policy

Effective Date: January 1, 2025
Company: Term Loan Solutions / L.T.D. Group, Inc.
Address: 10235 W Sample Rd Suite 201, Coral Springs, FL 33065
Contact: info@onefinancesource.com

We value your privacy.

This Privacy Policy explains how we collect, use, store, and protect your personal information.

1. Information We Collect

We collect:

Contact Information: Name, phone number, email, address (via forms, applications, or SMS opt-ins).
Financial Information: Business credit details, application data (only as needed for services).
Usage Data: Website activity, communication preferences, opt-in/opt-out records.

2. How We Use Your Information

We use data to:

Provide services (e.g., consulting, funding updates, appointment reminders).
Send SMS/MMS or emails with your express written consent (see Communication Policy).
Improve our services through analytics.
Comply with legal obligations.

Promotional messages require separate opt-in consent.

3. Data Sharing

SMS Privacy Policy:

Your phone number will be handled in accordance with our Privacy Policy. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the stated categories in this privacy policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS Terms and Conditions:

By providing your mobile phone number, you consent to receive SMS messages from Term Loan Solutions related to Business Consulting.

Message Frequency: Message frequency may vary.
Message and Data Rates: Standard message and data rates may apply depending on your carrier.
Opting Out: You may opt out of receiving SMS messages at any time by replying with "STOP" to any SMS message you receive from us. After opting out, you will receive a confirmation message, and we will cease sending SMS messages to your number.
Help and Support: If you need assistance or have questions about our SMS service, reply with "HELP" to any SMS message you receive, or contact our customer support team at info@onefinancesource.com

With TCPA/CTIA-compliant vendors (e.g., messaging platforms) to deliver services.
To comply with legal requirements (e.g., court orders).
All vendors are contractually bound to protect your data.

4. Data Security

Data is encrypted (AES-256 standard) and stored on secure servers. Access is restricted to authorized personnel. We maintain audit logs of data access.

5. Data Retention

Consent/opt-out records are kept for 3 years.
Other personal data is retained only as long as needed for services or legal compliance, then securely deleted.

6. Your Rights

You may:

Access, correct, or delete your data.
Opt out of communications (reply “STOP” to SMS or email unsubscribe).
Request a copy of your data or consent records.
Submit requests to privacy@termloansolutions.com. We respond within 30 days.

7. Cookies and Tracking

Our website uses cookies for analytics and functionality. You can disable cookies via browser settings, but this may affect site performance. See our Cookie Policy for details.

8. Compliance

We comply with:

Telephone Consumer Protection Act (TCPA).
California Consumer Privacy Act (CCPA) for California residents.
CAN-SPAM Act for email communications.
CTIA Messaging Principles and carrier guidelines.

9. Third-Party Links

Our website may link to third-party sites. We are not responsible for their privacy practices.

10. Children’s Privacy

Our services are not intended for individuals under 18. We do not knowingly collect data from minors.

11. Updates to This Policy

We may update this policy. Changes are posted here and emailed to active users, effective immediately.

For privacy inquiries or complaints:
Email: info@termloansolutions.com
Phone: 954-231-1662
Address: 10235 W Sample Rd Suite 201, Coral Springs, FL 33065

Privacy Policy

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