Terms of Service
Effective Date: 01/01/2025
Company Name: Term Loan Solutions / L.T.D. Group, Inc.
Address: 10235 W Sample Rd Suite 201, Coral Springs, FL 33065
Contact: info@onefinancesource.com
By accessing or using services provided by Term Loan Solutions / L.T.D. Group, Inc., including but not limited to personal consulting, business consulting, business assistance, and SMS/MMS communications, you agree to the following terms:
1. Consent to Receive Communications
By providing your contact information (e.g., via website, forms, SMS opt-in), you give express written consent to receive SMS/MMS and emails for:
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Appointment confirmations/reminders
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Application/funding updates
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Document requests
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Credit monitoring follow-ups
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Educational content on credit/financing
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Promotional messages require separate opt-in consent. Consent is documented with timestamped records. Standard messaging/data rates may apply.
2. Opt-Out Policy
Reply “STOP” to unsubscribe from all SMS/MMS or “HELP” for support. Opt-outs are processed within 24 hours, and your number is added to our internal Do Not Contact (DNC) list. A confirmation message is sent upon opt-out.
3. Message Frequency
Messages are limited to 3 per week unless user-initiated or urgent. Messages are sent only between 8 AM and 8 PM in your local time zone.
4. Data Use and Privacy
Personal information is encrypted, stored securely, and used only to provide services. We do not sell/share data except as needed for service delivery or legal compliance. See our Privacy Policy: https://www.onefinancesource.com/privacy-policy.
5. Third-Party Platforms
We use TCPA/CTIA-compliant platforms for communications. Consent, opt-out, and delivery records are retained for 3 years for auditing.
6. User Responsibilities
You confirm:
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You are the account holder/authorized user of the provided phone number.
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Your contact information is accurate and updated.
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You accept any carrier messaging/data charges.
7. Compliance Protections
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Numbers are checked against the National Do Not Call Registry before messaging.
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Contact compliance@termloansolutions.com for inquiries or complaints.
8. Modification of Terms
We may update these terms. Changes are posted on our website and emailed to active users, effective immediately upon posting.
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9. Governing Law
Governed by Florida law. Disputes are resolved in Broward County, Florida courts.